Inquiry: I have auto insurance but my insurance card is expired. Can I be waived the charge if I go to the police station and present an updated insurance card? Many thanks.
Response: If you have been charged for driving without insurance (rather than not having your insurance card with you), then you will have been assigned a mandatory first appearance court date and will be facing very serious penalties at court. Sometimes an Officer may write something similar to “48HRSTTP” on the top of the ticket which is shorthand for “48 hours time to produce (proof of insurance).” If so, then you may provide proof and the Officer will not file the matter with the court. Else wise, you can not provide proof as the matter will be filed with the court and the charge is out of the Officer’s control at that point. If you would like to speak with one of our staff in more detail, we offer a no cost initial review of matters via our toll-free number 1-866-802-8299.