Inquiry:  I was pulled over and recieved a summons to court for failing to have insurance. My insurance expired as of September without my knowledge. I was absent during the summer and hadnt noticed that there was insufficient funds in the account, my policy was subsequently canceled. I have been insured for 10+ years prior to this. I just wanted to know what I can expect in terms of a trial? is inprisonment an actual possibility?

Secondly, because I recently moved to a new address the postal code I mistakenly gave to the officer was incorrect, only off by one letter, but the rest of the address is correct. Should I call the court to correct this error?

I live in Mississauga, ON and my court date is in January.

Response:  A first offence for OPERATE MOTOR VEHICLE – NO INSURANCE carries a total payable fine between $6,250 to $31,250 and up to a one year licence suspension.  Due to the serious penalties upon conviction, you may wish to retain legal representation as soon as possible.  It would be advisable to correct any errors in your contact information with the court to avoid problems with mailings.  If you would like to speak with one of our staff regarding your case, we offer a no-cost initial review of cases via our toll-free number 1-866-801-8299.

Greg Currie
Office Manager (London)