Inquiry:  If you are caught driving without a license and have never had one will this effect me from getting my beginners? I have 3 outstanding fines because of it. Two are from the sticker being expired. Also just found out I have outstanding fines from 8yrs ago that have nothing to do with driving. Do I have to pay it all off before I can go for my beginners?

Response:  The best advice would be to contact the MTO directly to get the correct answer.  Off-hand I would expect that you will be unable to obtain a valid licence if you have outstanding HTA fines, but calling the MTO will confirm whether or not that is so.  Charges issued to you, depending on how old they are, may also cause problems when trying to obtain affordable insurance.

Greg Currie
Office Manager (London)