Inquiry:  i was given a ticket for failure to show insurance card. At the time i did have insurance just not my slip. the officer gave me the option to bring my slip in and get rid of the $60 ticket. I didnt think that that type of ticket went on record so i payed it instead but now im getting screwed on insurance because of that ticket. Is there something that can be done about removing this ticket?

Response:  Unfortunately the charge will likely be visible on your driver’s record for three years.  We offer a no-cost initial review of cases via our toll-free number 1-866-801-8299 to review issues such as these before they become long term and expensive problems.  Generally, once a charge has gone to conviction the driver is stuck with the consequences of that conviction.  There is a MTO process to argue convictions in exceptional circumstances that you could look into, however, my guess would be that being unhappy with the insurance repercussions of your conviction would not be a strong argument for having the conviction removed.

Greg Currie
Office Manager (London)