Inquiry:  I received a fail to remain lane light ticket. The fine was325 and demerit points however because the cop said I was a “nice person” lol, he reduced it to 86 dollars and no demerit points. I want to fight even the reduction because I feel I did not run a red light at all. If I decide to pay the 85 and be done with it will it affect my insurance rates. I am a 35 plus years clean driving record driver.

Reponse:  The best advice in determining the insurance impact would be to contact your insurance broker directly; however, your broker may require you to identify yourself by name or policy number before providing any feedback.  The charge itself may be defensible depending on what the Prosecutor has to work with.  If you would like to contest your charge, we offer a no-cost initial review of cases via our toll-free number 1-866-801-8299.

Greg Currie
Office Manager (London)