Inquiry: I was caught driving without any coverage. Not knowing its implied consequences, I pleaded guilty in the court. I had to drive without insurance, because my broker had failed communicating with the carrier, citing her ilness or trip to somewhere. She was actually busy fooling around with her 2nd husband away on a vacation. Apparently, the insurance company was not granting any grace period.  The result of this conviction is that my monthly insurance shot up to $400.00, which I am struggling to pay with my minimum-wage job.  Is there way to lift this conviction and how?

Response:  By pleading guilty to the charge, the probability of having the appeal granted is low.  It is important to seek legal advice when you have been issued a charge by the police.  Our company offers no-cost initial consultations with clients and can let you know the penalties that you are facing and whether there is a reasonable defence to the charge.  DRIVE MOTOR VEHICLE – NO INSURANCE carries a fine between $5,000 and $25,000 for a first offence (plus the 25% victim fine surcharge) and up to a year of licence suspension.  As you have noted, a conviction for this offence can have disasterous effects on your insurability.  While the probability of having the appeal granted is low, if you would like to proceed with an appeal our staff can be contacted via our toll-free number 1-866-801-8299.

Greg Currie
Office Manager, London